About Us
Who we are
Full Circle Collect and Recovery
We are a startup company founded with a clear mission: to make debt recovery simple, efficient, and transparent. Our founder, Luvo Cakata, has been working in the debt collection industry since 2020, with direct experience in vehicle finance and car repossessions. His work with various companies in the sector has shaped our strong, ethical approach to collections.
Full Circle Collect and Recovery (Pty) Ltd is a South African-based debt collection agency committed to helping individuals, businesses, and financial institutions recover outstanding debts and assets efficiently and ethically. With a footprint across the Eastern Cape, Western Cape, and Northern Cape, we have built a reputation for delivering fast, professional, and legally compliant debt recovery services.
Founded with a passion for accountability and results, our team brings together experienced field agents, skilled negotiators, and advanced tracing professionals who work around the clock to protect your financial interests.
We combine years of experience with modern technology to offer comprehensive debt recovery services tailored to suit each client’s specific needs. Whether you’re dealing with overdue individual accounts or company-wide receivables, we help you collect what is rightfully yours, professionally and efficiently.
Why Choose Us
At Full Circle Collect and Recovery (Pty) Ltd, we understand that debt recovery is not just about numbers — it’s about protecting your cash flow, preserving your business reputation, and recovering what’s rightfully yours in a respectful and lawful manner.
We operate strictly within the boundaries of the law, following both national legal standards and industry best practices. Our approach is firm but fair, ensuring that your business is represented with professionalism and integrity at all times.
We understand that no two clients are the same. That’s why we offer customized solutions designed to meet your specific recovery goals. We adjust our strategies based on the type of debt, volume, and urgency, ensuring a service that fits your needs.
Let’s Help You Recover What’s Yours
Don’t let unpaid debts slow down your growth or drain your resources. Trust Full Circle Collect and Recovery (Pty) Ltd to provide ethical, efficient, and result-driven recovery solutions. Whether it’s collecting on overdue accounts, tracing debtors, or recovering financed vehicles, we are here to assist you every step of the way.