Welcome to
Full Circle Collect and Recovery (Pty) Ltd
At Full Circle Collect and Recovery (Pty) Ltd, we understand that unpaid debts can strain cash flow, delay operations, and create unnecessary stress for businesses and individuals alike. That’s why we’ve positioned ourselves as a trusted and results-driven debt collection agency operating across three major provinces in South Africa — Eastern Cape, Western Cape, and Northern Cape.
Our team brings years of experience in collections, tracing, and recovery.
We are focused on results and work tirelessly to recover your outstanding debts.
From debt tracing to field visits and repossessions, we handle it all.
Who we are
Full Circle Collect and Recovery
We are a startup company founded with a clear mission: to make debt recovery simple, efficient, and transparent. Our founder, Luvo Cakata, has been working in the debt collection industry since 2020, with direct experience in vehicle finance and car repossessions. His work with various companies in the sector has shaped our strong, ethical approach to collections.
Full Circle Collect and Recovery (Pty) Ltd is a South African-based debt collection agency committed to helping individuals, businesses, and financial institutions recover outstanding debts and assets efficiently and ethically. With a footprint across the Eastern Cape, Western Cape, and Northern Cape, we have built a reputation for delivering fast, professional, and legally compliant debt recovery services.
Our Services
At Full Circle Collect and Recovery (Pty) Ltd, we offer a complete range of debt recovery and asset tracing solutions tailored for businesses, individuals, and financial institutions. Our services are available across the Eastern Cape, Western Cape, and Northern Cape, and are designed to deliver effective results with professionalism and integrity.
We recover outstanding debts owed by both individuals and businesses. Using proven strategies, legal knowledge, and firm negotiation, we ensure that debt is collected quickly while maintaining our client’s professional reputation. We manage everything from initial contact to final settlement.
Can't find a debtor? We can. Our skilled tracing team locates hard-to-find individuals or companies, utilizing investigative resources and visiting addresses directly to ensure positive identification and engagement. We work with integrity and comply with all legal guidelines while ensuring your debt recovery efforts are productive.
We conduct professional and lawful repossessions of motor vehicles on behalf of South African vehicle financiers. Our team operates with discretion and respect, ensuring compliance with all regulatory standards. We prioritize recovering assets in a manner that safeguards your reputation while securing your financial interests.
We stay ahead by using Automatic Number Plate Recognition (ANPR) technology to trace vehicles across the country. This allows us to track down vehicles in real-time, reducing turnaround time and increasing recovery success. ANPR enhances our ability to locate vehicles that have gone off the grid or are being concealed.
Why Choose Us
At Full Circle Collect and Recovery (Pty) Ltd, we understand that debt recovery is not just about numbers — it’s about protecting your cash flow, preserving your business reputation, and recovering what’s rightfully yours in a respectful and lawful manner.
We operate strictly within the boundaries of the law, following both national legal standards and industry best practices. Our approach is firm but fair, ensuring that your business is represented with professionalism and integrity at all times.
We understand that no two clients are the same. That’s why we offer customized solutions designed to meet your specific recovery goals. We adjust our strategies based on the type of debt, volume, and urgency, ensuring a service that fits your needs.
Let’s Help You Recover What’s Yours
Don’t let unpaid debts slow down your growth or drain your resources. Trust Full Circle Collect and Recovery (Pty) Ltd to provide ethical, efficient, and result-driven recovery solutions. Whether it’s collecting on overdue accounts, tracing debtors, or recovering financed vehicles, we are here to assist you every step of the way.